LIVE BUREAU INTEGRATION Synchronized with TransUnion CIBIL, Experian, CRIF & Equifax 100% Soft Inquiry — 0% Score Impact
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Bornaliz Credit Health Advisory Service Track, Repair & Boost Your CIBIL Score
AI-DRIVEN BUREAU AUDIT & DISPUTE ESCALATION

Master Your Credit Health & Unlock Financial Freedom

Bornaliz Credit Health Advisory empowers you with live multi-bureau CIBIL score auditing, algorithmic dispute resolution, and tailored score restoration so you qualify for prime interest rates on loans and premium credit cards.

PCI DSS Level 1
ISO 27001 Certified
Soft Inquiry (0% Score Impact)
BUREAU HEALTH GAUGE

CIBIL & Experian Score

EXCELLENT TIER
785 +52 Pts Boosted
Credit Util 14% (Ideal)
On-Time Pay 100% Verified
Loan Eligibility Status PRE-APPROVED
DIRECT CONNECTIVITY Supported Bureaus & Compliance Frameworks
TransUnion CIBIL
Experian India
CRIF High Mark
Equifax India
WHY CHOOSE BORNALIZ

Next-Generation Credit Health Services

A rigorous, data-driven approach to inspecting, repairing, and boosting credit scores.

Live Multi-Bureau Tracking

Continuous monitoring across CIBIL and Experian with monthly trend analyses, score velocity metrics, and payment timeline visualization.

Error & Default Rectification

Identify duplicate accounts, delayed reporting, incorrect written-off markers, and file formal dispute dossiers directly with bureau authorities.

AI Score Simulator

Simulate financial decisions before taking action. See how closing a card, taking a personal loan, or lowering utilization impacts your score.

Pre-Approved Loan Matching

Connect directly with vetted bank and NBFC lenders based on your actual eligibility tier, minimizing hard rejection inquiries.

24/7 Security & Bureau Alerts

Instant notifications on unauthorized loan inquiries, balance spikes, or status alterations to prevent identity theft before damage occurs.

Dedicated Advisory Desk

Direct 1-on-1 access to senior credit analysts for comprehensive dispute follow-ups and step-by-step credit rebuilding.

HOW IT WORKS

4-Step Credit Health Enhancement

A clear, legally compliant process to restore and strengthen your credit profile.

01

Soft-Pull Audit

Generate your multi-bureau report instantly without dropping a single credit score point.

02

Anomaly Detection

Our algorithmic scanner identifies erroneous late marks, unauthorized loans, and mismatched accounts.

03

Dispute Escalation

We file formal correction requests with bureau desks and lending institutions with full documentation.

04

Score Milestone

Watch your score climb into the Excellent tier (750+) and unlock lower loan interest rates.

TRANSPARENT ADVISORY TIERS

Choose Your Credit Health Plan

Invest in your financial reputation with clear, all-inclusive pricing. No hidden retainers.

Premium VIP Membership
₹199 / Active Period

  • ✓ Comprehensive Multi-Bureau Audit
  • ✓ Dispute & Rectification Assistance
  • ✓ Dedicated Consultant Follow-Up
Subscribe Plan
100K+ Reports Audited
₹50Cr+ Loans Facilitated
98.6% Dispute Success
4.9 / 5 Customer Rating
VERIFIED STORIES

Trusted Across India

See how real borrowers restored their CIBIL standing and secured prime bank approvals.

"My CIBIL score was depressed at 624 due to an erroneous settled mark from a closed card. The Bornaliz advisory team handled the dispute escalation with the bureau. In 50 days, my score jumped to 772!"

RS
Rahul Sharma
Kolkata • +148 Score Jump

"Incredible professionalism. The mobile app made tracking disputes seamless. With their utilization rebalancing plan, my home loan was sanctioned at an 8.4% interest rate."

AD
Alok Das
Guwahati • Home Loan Approved

"Transparent, honest, and ethical. They clearly explained what could be corrected and what couldn't. My score rose from 640 to 760 within 3 months."

PM
Priyanka Mukherjee
Siliguri • Credit Card Limit Doubled
MOBILE-FIRST ADVISORY PLATFORM

Audit Your Credit Report On The Go

Download the official B Credit Mobile App for Android and iOS. Real-time CIBIL score updates, official 14-page PDF downloads, and direct dispute ticket tracking right from your pocket.

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B Credit Mobile App
Android & iOS Ready
⭐ 4.9 Rating • 50K+ Downloads